Instant Credit,
Daily EMI & AI for
Growth
Made Simple.
Shop on daily EMI, pay via UPI, grow your business with AI, and invest in gold & silver. All in one app.
Everything You Need
Spend karo, business chalao aur future ke liye save karo, sab ek hi app mein.
Buy What You Need.
Pay a Little Every Day.
Don't let a low bank balance or no credit history stop you. With Rupenzo, you can buy phones, appliances, and more on easy daily installments.
No CIBIL Score Required
Start with a ₹10,000 limit just by verifying your details.
Limit Grows with You
Pay on time and watch your credit limit increase automatically.
No Burden of Monthly Bills
Pay small amounts daily instead of a large lump sum at month end.
How It Works
Own your favorite products in 3 simple steps.
Start Small.
Grow Big.
You don't need thousands to invest in gold. Start with just ₹10 daily. Secure, pure, and easy to withdraw anytime.
Invest Spare Change
Round up your daily spends and invest the difference.
100% Secure
24K Gold stored in secure vaults. Insured and regulated.
Watch it Grow
Track live gold prices and sell instantly when high.
Your Trust is
Our Priority
We use bank-grade security to keep your money and data safe. Rupenzo is built on transparency, responsibility, and unwavering protection.
We never store your card or UPI credentials.
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Happy Users
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Credit Disbursed
0M+
Transactions
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App Rating
Trusted & secured with RBI-compliant partners
Questions Before
Getting Started
Clear answers to help you use Rupenzo with confidence. We believe in complete transparency.
Still have questions?
We're here to help you every step of the way.
Still have questions?
We're here to help.